Returns a fit's posterior draws only when they form a genuine MCMC chain
($draws_kind == "chain", or an untagged legacy fit); for an i.i.d. /
approximation fit (nested Laplace, VI, SMC, ...) it returns NULL, because
chain diagnostics do not apply. This is the accessor diagnostics()
gates on. For the provenance-agnostic posterior sample used by summaries,
see posterior_sample().